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2 Bedroom Apartments in Richmond, BC

Have you been looking to own a 2-bedroom unit?

To date, as per the Multiple Listing Service, (MLS) there are at least thirty (30) two-bedroom (2 br) units 
available in the area of Richmond, B.C.

If you have been scouting or driving around some places in Richmond lately, you might have
come across some attached properties in these particular areas:

Ackroyd
Parksville
Citation
Springfield
Cook Road
Jones Road
Cooney Road
Westminster
No. 1 Road
No. 3 Road
and Lansdowne

The prices for these properties range from $200K to $250K.

To own a home in that price range, a qualified buyer, need only to put up a five percent (5%) down payment, ($10K for 200K property or $12,500 for a 250K property).

Prior to visiting properties that are on the market, make sure that you have been pre-qualified or
pre-approved for a mortgage.

A lender (bank or any financial institution) may issue a conditional commitment stating the ideal amount
for purchase, interest rate, and the period covered (which may be 60 days, 90 days or 120 days) and other applicable terms.

In addition to a mortgage, some funds will have to be allocated for the closing costs (legal fees, disbursement, title conveyance, home inspection,and other relevant costs). 

If you are looking at an option to own a home in the above-mentioned areas, you might want to assess
whether this time is a good opportunity for you.

For more information on these properties or mortgage inquiries, please send email.

--------
Sheila Atienza, Richmond BC Realtor and Mortgage Broker
Author,
"How to Prepare to Own a Home in Canada: recession-proof lifestyle for immigrants and first-time buyers"

Available at chapters.indigo.ca  amazon.ca

Excerpt from the Book: How to Prepare to Own a Home in Canada

"Every year, more and more immigrants come to Canada from different parts of the world,
such as China, India, Philippines, Pakistan, United States, Iran, United Kingdom, Korea,
Colombia, and France among other countries.

As you gain more experience and better grasp of how it is to be in Canada, you may start to ask whether
it's already a good time to start prospecting for a home that you can call your own.

The question therefore goes: Are you ready to be a homeowner? The challenge for home buyers is
to assess how equipped they are in getting into the market.

Many prospective buyers, for different reasons, end up realizing they are not at all
prepared after going through the initial steps of home search.
Some don't finish the process they thought they could...

 
Continue reading...

Copyrighted Material. 2009. All contents rights reserved.

by:

Sheila Atienza, Richmond BC Realtor and Mortgage Broker
Author,
"How to Prepare to Own a Home in Canada: recession-proof lifestyle for immigrants and first-time buyers"

Available at Chapters.indigo.ca and amazon.ca

Links to Some News for First-time Buyers in Canada

First-time home buyers should be prepared, rather than surprised, by extra costs

House ownership more affordable for Canadians, RBC says

Time is right for first-time homebuyers, housing experts say

Drop in house prices driving first-time buyers to take the plunge

More Canadians will turn to fixed mortgages as rates plummet to rock bottom

-------

Sheila Atienza, 

Author of "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" (ISBN 978-0981147512)

Chapters.indigo.ca       Amazon.ca      Amazon.com     Barnes and Noble 

Privilege Solutions Integrated, a BC-based publishing firm announces the launch of its recently published book title: "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" by Sheila Atienza.

FOR IMMEDIATE RELEASE

PRLog (Press Release) - May 27, 2009 - Privilege Solutions Integrated, a BC-based publishing firm announces the launch of its recently published book title: "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" written by Sheila Atienza.

The book presents integrated ideas and guideline on how newcomers to Canada as well as aspiring homeowners should look at their personal finance, establish credit, handle resources and understand various aspects of mortgages, in order to qualify and be a homeowner in time.

Author Sheila Atienza who is also Realtor and Mortgage Broker based in British Columbia, says, "There's indeed a need for people to look at their home buying plans closely and the efforts to seriously prepare, as some mortgage applicants are not aware of their financial position, whether they are qualified or risky borrowers."

"Banks and lenders in Canada have strict guidelines in approving of applications, particularly in terms of borrower's income and credit. The ongoing economic crisis should have given us awareness of the impact of our financial lifestyle", adds Sheila, who also wrote the book, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential".

Copies of the book "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" will be available in the global market through Ingram, the world's largest wholesale book distributor.

Participating booksellers are Chapters.indigo.ca (Canada's biggest bookstore), Amazon.com (US largest online retailer), Barnes and Noble, and other select bookstores worldwide.

For more details on this book:
please visit: http://prepare-to-own-a-home.iclickproperty.com
or http://books.iprivilege.com

# # #

Privilege Solutions Integrated is an independent firm based in British Columbia, Canada, that publishes books on self-help, success, real estate, personal finance and other multimedia products.

A Signal to Better Stability To The Housing Market?

Richmond, British Columbia, Canada  -

In a news release posted by the The Real Estate Board of Greater Vancouver (REBGV) on May 4, 2009, the housing market has come to a more even balanced state. This indicates that there are more buyers who show participation in the market while we see lesser number of home sellers.

The increase in demand by the buyers is beginning to be more apparent.

And if this activity continues and there are only few participating sellers around, this could help Greater Vancouver home prices become more stable. 

To read the full story...

http://www.rebgv.org/news-statistics/buyer-activity-brings-greater-stability-housing-market

------- 

Sheila Atienza, Richmond BC REALTOR/ Mortgage Broker

Author, You Are Privileged, 12 Success Principles to Uncover Your Innermost Potential

How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers

Reasons Why First-time Buyers are attracted in the Current Market

Richmond, British Columbia, Canada -  

Although the current condition in the Greater Vancouver real estate is still attractive to the first-time home buyers, one must remember that this current state of home prices won't be there forever.

We participate in a cyclical market. Therefore, first-time buyers who have been eyeing an opportunity to own a home should take time to find out how they can make use of the benefits of being a home owner.

In the last couple of months, we have been seeing a greater level of interest from first-time buyers.

Some of the reasons why they continue to get attracted are:

1. Very low interest rates
2. Affordability (in home prices)
3. Great savings by availing government incentives for first-time buyers

In the long run, home buyers could see the value of acting upon their decision to be a home owner, when they start to enjoy the benefits that go with home ownership.

------

Sheila Atienza, Richmond BC REALTOR/ Mortgage Broker

Author, You Are Privileged, 12 Success Principles to Uncover Your Innermost Potential

How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers

Tweeting with Tactic or Genuine Tweet?

I've posted yesterday, Sunday, May 24^th a topic on Twitter on my book blog (You Are Privileged). Most people find Twitter useful in promoting variety of interests. Some do tweet with a focus on their personal daily experience, individual views, certain issues, while some post web links. Others are actively promoting their corporate services and products.

Here are my notes:

---

It has been an interesting day for me on Twitter. I have met several new followers which made this day especially overwhelming yet fulfilling.  When you are on Twitter, you get to know more people as they share news and other relevant information on the net.

But how do you use Twitter so that people recognize that you tweet with value?

I have come across one tweet that says he is almost getting tired of receiving promotional or selling tactics using Twitter.

I agree when somebody said, the best way to sell is to market yourself first. Who could not agree with that?

Indeed, I believe that when you give value to your readers or followers, then that will be the starting point when you could build your credibility. You can accomplish this by genuinely providing the benefits your readers can get if they decide to tweet with you.

People will start to acknowledge the great things that you do when they see your genuine interest to interact with them rather than a one-way street tweet. 

In this way, you and your followers are both in a win-win situation.

You can join me on Twitter!  http://twitter.com/sheilaatienza 

Source: http://iclickproperty.com/youareprivileged/?p=64

Press Release reprinted courtesy of Privilege Solutions Integrated

BC-based Canadian publisher, Privilege Solutions Integrated is pleased to announce that its recently published book "YOU ARE PRIVILEGED, 12 Success Principles to Uncover Your Innermost Potential" by Canadian author Sheila Atienza, is now available in select bookstores worldwide.

For Immediate Release

Book Release Announcement by Canadian Publisher

BC-based Canadian publisher, Privilege Solutions Integrated is pleased to announce that its recently published book "YOU ARE PRIVILEGED, 12 Success Principles to Uncover Your Innermost Potential" by Canadian author Sheila Atienza, is now available in select bookstores worldwide.

The book, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential" was specifically written to help readers explore variety of ways to grow and succeed in any chosen endeavour by looking at, first and foremost, one's inner self.

The book features practical universal principles to discover one's innermost strength, talent, skill and strategies, whether as a student or professional, employee or entrepreneur. It consists of three parts: Part I-Self-Development (mind, body, and soul) which is the major component to one's being; Part II-Plan of Action, Financial Goals and Decision-Making; and Part III- Effect of your Well-Being.

"The recession is evident. With the global economic downturn we are all experiencing these days; we could not help but be affected. We hear negative news everywhere. And our exciting outlook for tomorrow may be blocked. The book "YOU ARE PRIVILEGED" was written to motivate readers to feel good about themselves. It outlines the essential guiding principles that we could all reflect upon our being and experience success we ought to have for ourselves. Everything starts from going back to the fundamental concepts." says Sheila.

Book author Sheila Atienza, is a BC-based REALTOR and Mortgage Broker. She hosts her web sites and writes articles and blogs in real estate, mortgage, personal success and motivation.

The book "YOU ARE PRIVILEGED" is distributed in the United States, Canada, United Kingdom, Germany, France, Austria, other European countries, South Africa, Australia and Asian countries by Ingram Book Group, the world's largest wholesale book distributor.

It is available online at Chapters, Amazon.com, Amazon.ca, Barnes & Noble, Blackwell's, Mcnally Robinsons, Indiebound.org and other independent bookstores worldwide.

Convenient Living at Vancouver's Condo

How could one not look at the possibility of owning a piece of luxury mixed with affordability?

A few years ago, we have seen the rise of condominium development at the Collingwood side of Vancouver. Since the development is situated in a strategic location, it boasts access to obvious convenience.

Its proximity to public transportation is apparently one of the benefits of those who have recently owned properties in the area. To date, this continues to attract prospective home buyers.

The Joyce sky train station leads you to other major locations throughout the Lower Mainland.  Not to mention, recreation and shops nearby promise a better experience.

One of the developments in the area of Collingwood that one might have an interest in is the URBA condominium. As per the MLS, there are at least nine units available in this complex, with one or two bedroom units. Price ranges from 299K to 399K.

If you are interested to arrange an appointment to view the condo units:

Please send request by email.

---- 

Sheila Atienza, BC REALTOR and Mortgage Broker

Author of "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential" (ISBN 9780981147505)

Author of "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" (ISBN 9780981147512)

Where the housing market in BC is headed

Recent reports say that the season of Spring could be the testing point where the sector of housing might most likely go.

We have observed the prices of homes; or how real estate have gone relatively low after a decade of watching houses that command high price.

Although, it's still a buyer's market, analysts see an analogy that the increase of prices this month of March could mean that the market has already hit the lowest point or it might simply indicate that it's typical of the season.

Here's an interesting article which reports an indicator where the housing market is headed in BC.

http://www.ctvbc.ctv.ca/servlet/an/local/CTVNews/20090319/BC_spring_housing_season_090319/20090320/?hub=BritishColumbiaHome

----

Sheila Atienza, Richmond BC REALTOR/Mortgage Broker

Author of "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential"

Author of "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers"