Richmond, British Columbia, Canada -
These days, renters and first-time home buyers are amazed to find out that one can actually own a home with as little money as possible. Of course, it's been known to many prospective home owners that there's such a thing as zero down or five percent down payment based on approved credit.
With the advent of better financing programs, owning a home in BC, Canada, specifically, has become easier today. The extended amortization period of up to 480 months (40 years), will actually reduce the monthly payment of borrowers. In essence, home renters can enter the housing market by converting their rental payments into mortgage payments.
Although home buyers will have to consider some costs involved, such as legal, property tax, transfer tax and home improvement, they are positive and excited about the idea of finally having a place they can call their own.
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Sheila Atienza,
Richmond BC Realtor,
Published Book Author:
"How to Prepare to Own a Home in Canada: Recession-proof Lifestyle for Immigrants and First-time Buyers"
Sheila Atienza is a market specialist - mortgage - real estate - agent in the communities of Richmond, such as, Terra Nova, Sea Island, Bridgeport, West Cambie, East Cambie, Riverdale, Quilchena, Granville, Seafair, Boyd Park, Steveston Village, Steveston North, Steveston South, Westwind, Woodwards, Broadmoor, Garden City, Saunders, South Arm, Brighouse, Brighouse South, Mclennan North, Gilmore, Mclennan, East Richmond, McNair, Ironwood, Hamilton. Sheila has been helping immigrants, first time buyers and investors through the process of buying and selling of properties.
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