If you are currently renting and thinking of finally converting your rental payments into mortgage payments, there' simply a basic process you will have to go through.
As a Home Ownership Consultant, I usually recommend that clients get a mortgage pre-approval. In this way, you know the price range of the property you would eventually purchase.
When the pre-approval has been put in placed, shopping for your home choice comes next. Usually, it is best that you are represented by a buyer's agent. So when you put up an offer, the agent can work on your behalf taking into consideration your situation, condition and interest.
If everything goes well in the transaction and your offer gets accepted, you will have to finally submit the documents the lender and mortgage broker have asked from you to prepare during the earlier stage.
The process can be overwhelming. But when you are working with a real estate professional, then you have somebody supporting and assisting you all throughout. If you're contemplating of getting into the market as a buyer, let me interview you to find out what could be your best option. You can write/email or call me directly.
-------------
Sheila Atienza,
Richmond BC Realtor (Multiple Realty - Cambie Rd, Richmond)
Published Book Author:
"How to Prepare to Own a Home in Canada: Recession-proof Lifestyle for Immigrants and First-time Buyers" and Canadian Home Financing Simplified: How to Qualify as a Real Estate Buyer Copies available through Books.iClickProperty.com
Sheila Atienza is a market specialist - real estate - agent who serves in the communities of Richmond, such as, Terra Nova, Sea Island, Bridgeport, West Cambie, East Cambie, Riverdale, Quilchena, Granville, Seafair, Boyd Park, Steveston Village, Steveston North, Steveston South, Westwind, Woodwards, Broadmoor, Garden City, Saunders, South Arm, Brighouse, Brighouse South, Mclennan North, Gilmore, Mclennan, East Richmond, McNair, Ironwood, Hamilton. Sheila has been helping immigrants, first time buyers and investors through the process of buying and selling of properties.
iClickProperty.com Home - Buying - Selling - MLS Property Search - Financing - Books - Realtor Profile
Copyright by Sheila Atienza 2006-2011 All rights to contents reserved. 
